Hands up who’s made at least one dumb money decision? Me and it’s certainly more than one!

That doesn’t mean we can’t make a better decision next time.

To make smarter decisions, we need to acknowledge what didn’t work before and make a plan to avoid the issue in the future.

We hear a lot about the need for people to save more, spend less, however we rarely hear or talk about how we feel when we spend on the things we value, like family, or holidays, or a meal with friends.

Some days, money will matter more. But other days, we’ll consider the money well spent for the time it buys us. That’s the way it should be.